Senior financial leadership — without the full-time cost. Fractional CFO services, tax planning, and financial consulting tailored for ambitious small businesses and entrepreneurs.
Spencer is a Chartered Professional Accountant (CPA, CA) with an Honours Bachelor of Commerce degree from McMaster University. With over 11 years deeply embedded in the Hamilton business community, Spencer brings a trusted, senior-level perspective to every client relationship.
This wealth of experience allows Spencer to derive clever solutions to both common and complex financial problems — no matter the root cause. He is passionate about small businesses and helping entrepreneurs reach their full potential.
Whether you need fractional CFO leadership, strategic financial planning, or expert tax filing for your small business or sole proprietorship, Spencer delivers senior-level expertise at a price point that makes sense.
We focus on three things and we do them exceptionally well. Whether you need a financial thought partner, guidance through a major transaction, or a tax strategy that actually saves you money — this is where it starts.
Think of us as your CFO on call. You get all the strategic insight, financial leadership, and big-picture thinking of a seasoned executive — just without the six-figure salary and overhead that usually come with it. We integrate directly with your team and grow alongside you.
Built for growing businesses at an inflection point — you've outgrown your bookkeeper, but a full-time CFO isn't the right move yet. We fill that gap, typically meeting weekly or bi-weekly and embedding directly into how your team operates.
Whether you're acquiring a competitor, selling the business you've spent years building, or bringing in outside capital, the financial side can get overwhelming fast. We help you navigate it with confidence — and make sure the numbers actually back up the deal.
Most owners only go through a transaction once or twice in their lives. We've been through dozens. That experience means we catch problems early, coach you through the process, and keep you from leaving money on the table.
Great tax work isn't about scrambling in April. It's about making smart decisions throughout the year so that when filing time comes, you're not writing a bigger cheque than you have to. We do both — proactive planning and accurate filing, always with an eye on the bigger picture.
We work best with clients who want a real relationship with their tax advisor — someone who knows their business, not just their return. When your CFO and your tax team are the same people, the strategies align and nothing falls through the cracks.
"Spencer joined our team in a fractional capacity to help with short term immediate needs around our financial reporting. His knowledge and experience in SaaS business models allowed him to quickly get to the source of reporting issues we were experiencing. He worked on an aggressive deadline to resolve the issues and provide the clarity we needed. Professional, detailed and easy to work with."
"The Clever difference is the combination of highly effective, affordable and efficient routine accounting with thoughtful, forward-looking and intelligent strategy and advisory services. Spencer and his team are diligent and creative and deliver top-notch service with a personal touch."
"Spencer & team have been the best addition to my business. When I took the leap to incorporate, he was so helpful, proactive and warm at every step of the way. Even during some missteps from my previous team, he went above and beyond getting everything sorted — and keeping me calm throughout. Not that anyone looks forward to tax season, but I do knowing I'll be in good hands."
"Spencer and his team have been a huge help over the past few years with accounting and tax filing for my sole-proprietorship. So organized, responsive, and efficient — they've made tax season easy for my business year after year. There have been so many unexpected things involved in running my business that Clever has helped me navigate."
"The folks at Clever live up to the name. Their experienced counsel helped me set up my business on many fronts and did so in a way that helped me understand a world I'm not versed in. They are thorough in their explanations — it's obvious they seek to educate along the way, without making one feel stupid. All my peers I've recommended Clever to have only amazing things to report back."
"Accountants were always either too expensive or very unresponsive — they would never explain things or be there when I needed them. Spencer and his team are the best. Always one email or call away and always willing to help. If you have a small business like me, they are your best choice."
"I love working with Clever! They are incredibly knowledgeable and have helped us through tax season multiple times. Spencer is really great at hearing my concerns and helps make financial plans that make sense for my business and family. Can't recommend Clever enough."
"Spencer and his team do a wonderful job managing tax planning and services for my companies and our family's personal tax matters. I'd highly recommend them to those looking for tax services for their business."